- Taofik Afolabi Revealed His Dirty Experience With Firm
CreditAll is one of the Nigerian loan apps that are subjected masses to serious physical and mental emotion, its representatives are always subjected Nigerians to physical and mental tortures via abusive and derogatory words and I’m a living witness of such unprofessional behavior.
Some weeks ago, precisely, on Sunday morning,I woke up to see a credit alert on my phone, coming from the firm, I was highly surprised because I did not request for such loan from the app.
Immediately I went to playstore to download the app to get their contact and hopefully to have a discussion with them. I was able to get a contact on the app and I made a call to them, I called the number severally to inform them of such creek gift sent to me, but they failed to pick my calls.
I also went further by dropping a message on whatshapp, the agents didn’t reply my calls and I also dropped the message of notification of not requesting for loan from them.
Not yet done, I also sent sms in that regards, yet I got no response from them. I did this for about four days, Creditall failed to acknowledged my message but after a week one of its representatives called to inform me of the loan I collected from them and I told him outrighly that I did not request for any loan from them and immediately I returned the money sent to me to their account.
However, after two days, another representatives from this loan app told me that I should pay the interest on the money, I also vehemently told him that I’m not owing them a kobo.
This last Sunday, another representative of this app called me about the said interest and also told her that I did not request for any loan from them, this lady admitted that sometimes their app do credited customers who are not indebted to them without their consent.
But, this very afternoon another rep of the app also messaged me on whatshap that due to my inability to pay the interest on the loan that I did not request for, Creditall shall tag me a fraudster and inform all my contacts on my phone that I defrauded them.
This lady also used some unprintable words like animal, bastard, stupid and fool on me. She also promised to inform all my contacts that i am a fraudster.
I think, this is what many Nigerians are passing through in the hand of these loan apps, why would a loan be given to someone without his knowledge, this is high time the government should take drastic step on some of these loan apps that are making life difficult to Nigerians.
